Professional Liability
Smart Coverage for Today’s Complex Risk LandscapeBowhead Specialty offers tailored underwriting solutions for both standard and complex risks. Capacity is available, up to $15 million. Our Professional Liability team is organized into five specialized departments.
Cyber Liability
Bowhead Specialty offers primary and excess Cyber and Technology Errors & Omissions Liability coverage for small, middle-market, and large corporate organizations. We have a broad industry appetite, and our highly-skilled team approaches each opportunity with an open-minded underwriting approach, taking a comprehensive look at risk with an emphasis on cybersecurity controls.
Errors & Omissions
Bowhead Specialty offers primary and excess miscellaneous E&O coverage for a wide range of businesses, including property managers, developers and construction management, associations, franchisors, and consultants. Excess Lawyers Professional Liability is available for firms with up to 100 attorneys, written on both an admitted and non-admitted basis in most states.
Financial Institutions
We offer a full suite of management liability products, including Directors & Officers, Errors & Omissions, Employment Practices Liability, Fiduciary, Crime, and related lines. In addition to offering excess coverage, we have the capability to provide primary coverage for specific segments of the financial industry, including investment management, banks and lenders, insurance company risks, and other miscellaneous financial organizations.
Public Company D&O
Bowhead Specialty offers primary and excess coverage to public companies of all sizes in a wide variety of industry sectors. Our seasoned underwriting team works with our distribution partners to meet our clients’ insurance needs. We also write excess Fiduciary and primary and excess Employment Practices Liability insurance.
Private Company D&O
Bowhead Specialty provides primary and excess coverages for private and not-for-profit entities. Our primary form can include Directors & Officers, Employment Practices Liability, Fiduciary, Kidnap & Ransom, and Crime coverage in a package policy with separate or shared limits. We can meet the needs of our brokers and insureds and offer competitive solutions to risks of all sizes and complexities.
Casualty
Tailored Casualty Solutions for High-Risk IndustriesBowhead Specialty’s Casualty team is made up of experienced underwriters with nationwide reach and a strong track record in handling complex risks. Our focus includes Primary General Liability and Excess Casualty for industries such as construction, distribution, heavy manufacturing, real estate, and hospitality, while also considering opportunities across a broad spectrum of sectors. We offer capacity of up to $15 million to support a wide range of casualty placements.
Excess Casualty
Working exclusively with wholesale partners, we offer Excess Liability coverage across a variety of industries, crafting customized insurance solutions to meet each client’s needs. While our primary focus is on firms with annual revenues under $1 billion, we are open to considering larger risks that align with our underwriting appetite.
Primary Casualty
Bowhead Specialty’s Primary Casualty team works exclusively with wholesale partners to deliver comprehensive General Liability coverage on a primary basis, with added flexibility through our non-admitted capabilities to design custom solutions. While we concentrate on middle market businesses, we also evaluate larger accounts. Policy options are available on an occurrence or a claims made basis.
Environmental
Working with specialty aggregators, Bowhead Specialty addresses pollution and professional exposures that are not typically covered by General Liability and other traditional insurance coverages. Our Contractors Pollution and Professional Liability and Site Pollution Liability policies offer a streamlined way to manage risk across a variety of industries with annual, multi-year, and project-specific coverage options. Our Environmental Excess Liability coverage complements these primary policies by offering a layered protection tailored to complex environmental challenges.
Healthcare Liability
Built for the Business of Care. Backed by Experience.Bowhead Specialty’s Healthcare Liability division is dedicated to supporting a broad range of healthcare organizations with insurance solutions designed just for them. Our goal is to help healthcare providers and payors manage the complex and changing risks they face with the speed and expertise they deserve.
Healthcare Management Liability
Bowhead Specialty offers admitted primary and excess coverage for Directors & Officers, Employment Practices Liability, Fiduciary, and Crime, either bundled or separate, depending on your needs. Our experienced underwriters focus solely on the healthcare industry, allowing us to deliver highly specialized solutions. We provide coverage for hospitals, medical facilities, senior care providers, and managed care organizations. Our Healthcare Management Liability product can complement our Healthcare Professional and General Liability and Managed Care Errors & Omissions offerings or be offered separately.
Hospitals
Bowhead Specialty offers lead excess, excess, and umbrella Healthcare Professional and General Liability coverage for all types of hospitals. Our coverage is available through both insurance and facultative reinsurance of captives. With deep experience in the hospital sector, our underwriters are known for building strong, lasting partnerships and delivering long-term value to clients. We work with insureds who understand their risks and value solid relationships with carriers, whether leading or providing excess coverage.
Managed Care
Our Managed Care group provides primary and excess Managed Care Errors & Omissions coverage, specially designed to protect the managed care industry where expertise and capacity can be limited. Our underwriters have the experience to create and deliver coverage that responds quickly to new risks emerging from changing business models.
Miscellaneous Medical Facilities
Bowhead Specialty offers primary, lead excess, and standalone excess Professional and General Liability coverage for a wide variety of outpatient and select inpatient medical facilities. Our underwriters understand the unique risks these organizations face and provide both standard and customized coverage solutions to meet the changing needs of today’s diverse healthcare providers.
Senior Care
The Bowhead Senior Care team offers primary, lead excess, and standalone excess Professional and General Liability coverage for skilled nursing, assisted living, and Continuing Care Retirement Community facilities. We understand that every senior care community is unique, so we take a flexible approach using both traditional coverage and creative solutions to meet the specific needs of each client.
Let’s Build Smarter Coverage
Bowhead can help you navigate your specialty insurance needs with clarity and confidence.