California Privacy Policy

Effective Date: July 06, 2022

At Bowhead Specialty Underwriters, Inc., and its affiliates (collectively, “Bowhead”, “we” “our”, and “us”), the protection of the information we collect about you is important to us. This California Privacy Policy supplements our Privacy Policy and applies to any websites that we own and control, such as and any related products and services we may offer to you, including any website or mobile application, that posts a link to this Privacy Policy, and any interactive features, widgets, plug-ins, applications, content, downloads and other services that we may own and control and make available through any websites that we own and control (collectively, the “Website”) if you are a California Resident.

California residents have certain rights under California Consumer Privacy Act (“CCPA”) to access and delete personal information described in this section, and other rights described below. While these CCPA rights do not apply to all personal information collected by Bowhead, such as personal information that is subject to certain federal or state laws, for transparency and for your convenience we have extended these rights to personal information we believe may be relevant to your request.

1. Types of Personal Information.

We collect information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household (“Personal Information”). We have collected some or all the following categories of personal information from and about consumers within the last twelve (12) months.

Category of Personal Information



A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.

Personal Information as defined by the California Customer Records statute (Cal. Civ. Code § 1798.80(e))

A name, signature, social security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.

Some personal information included in this category may overlap with other categories.

Personal Characteristics

Race, color, age (40 years and older), ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex, sexual orientation, veteran or military status, or genetic information.

Commercial Information

Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

Biometric Information

Physiological, biological or behavioral characteristics, including an individual’s deoxyribonucleic acid (DNA), imagery of the iris, retina, fingerprint, face, hand, palm, vein patterns, and voice recordings, from which an identifier template, such as a faceprint, a minutiae template, or a voiceprint, can be extracted, and keystroke patterns or rhythms, gait patterns or rhythms, and sleep, health, or exercise.

Internet or Other Electronic Network Activity

Browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement.

Geolocation Data

Physical location and/or movements.

Professional or Employment-Related Information

Current and/or past employment history including performance evaluations.

Education Information

Education records, files, documents, and other materials directly related to a student maintained by an educational agency or institution or by a person acting for such an agency or institution, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

Insurance Information

Policy numbers, billing account information, policy benefits and beneficiaries, or ownership structure.

Inferences from Other Personal Information

Information used to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

2. Sources of Personal Information.

We obtain the above personal information from some or all of the following sources:

  • Our clients and customers through insurance forms and related interaction;

  • Service providers, vendors, and other third parties through our transactions; or

  • Reporting agencies

3. Uses of Personal Information.

We may use or disclose personal information for the following business purposes:

  • Insurance service and product development and maintenance;
  • Communications to provide support, notices, and respond to inquiries;
  • Insurances claims and related investigations;
  • Marketing and advertisement;
  • Compliance with legal and regulatory requirements;
  • Protection of our and our customers rights, property, and safety; or
  • Other internal business purposes

4. Sharing of Personal Information.

We do not sell any personal information in our possession.

We may disclose personal information to affiliates or third parties for business purposes. Our affiliates are permitted to only use the information for business purposes and are subject to our information and data security policy. Third parties enter into a contract with us that obligates them to protect any personal information provided to them.

We may have disclosed personal information to the following parties within the last 12 months:

  • Insurance or financial institutions;
  • Insurance agents and brokers;
  • Service providers and vendors;
  • Advertising, social media networking, or marketing firms; or
  • Law enforcement, regulators, or other governmental agencies

5. Your Rights.

You have the right to access and request deletion of any of your personal information we have collected in the last 12 months.

We will disclose the following information in our possession on your request and after confirmation of your identity:

  • Personal information we have collect about you;
  • Categories from which the personal information was collected;
  • Categories of sources from which the personal information was collected;
  • Business purpose for collecting the personal information; and
  • Categories of third parties with whom we share personal information

We will delete your personal information in our possession on your request and after confirmation of your identity. However, we many deny your request under the following circumstances:

To perform a service or transaction requested by you, anticipated in our business relationship with you, or required under our contract with you;

  • For security or safety purposes;
  • To identify and repair system errors;
  • For internal business purposes;
  • To comply with legal, regulatory, or governmental obligations; or
  • For other lawful, internal purposes

We will not discriminate against you if you choose to exercise your rights. We will not take any of the following actions as a result:

  • Deny or refuse you access to our goods or services;
  • Impose different prices or rates;
  • Provide different quality of goods or services; and
  • Suggest that any of the foregoing may occur

6. Contact Us.

If you have any questions regarding our California Privacy Policy, practices, or your use of our Website, please contact us at:

‎Bowhead Specialty Underwriters Inc.‎
667 Madison Ave, 5 Floor
New York, NY 10065
[email protected]